The Housing and Neighborhood Development Division provides financial incentives and assistance for the rehabilitation of owner-occupied, single family dwellings, including mobile homes, and condominiums/townhomes, and 1-4 unit rental properties. Read about the Espinoza Home Renovation Project.
Grants – Properties eligible for grants are owner-occupied single-family homes, condominium units, townhouse units, mobile homes and 1-4 unit tenant occupied residences. $8,000 maximum is available for single-family homes and condominium/townhouse units and $5,000 maximum is available for rental units and mobile homes. Owner-occupied properties must remain owner-occupied 2 years after completion of the project. For rental projects, landlords cannot increase the rent for 2 years following completion of the project (Tenant income and rent limitations apply). Grants do not need to be repaid as long as the property owner complies with program requirements.
50% Rebates – If the project cost exceeds the grant amount, the City may also provide a 50% rebate up to a maximum of $10,000 for single-family and condominium/townhouse units and $5,000 maximum for rental units and mobile homes. Rebates do not need to be repaid as long as the property owner complies with program requirements.
0% Interest Loans – Only owner-occupied, single-family homes are eligible for the loan. Depending upon the family’s financial situation, the loan may have monthly payments over 15 years or loan payments may be deferred for an indefinite period. In either case, the loan has no interest charges. Eligibility is based on income, level of credit, and the amount of applicant's debt. A City staff person can help explain program requirements. The owner must reside in the home throughout the life of the loan. If an applicant for the loan had received a grant and/or rebate, they will be subject to a one year waiting period from the date of completion. One loan maximum per residence/applicant.
Types of Repairs:
Examples of eligible activities might include: repairs to plumbing, heating, electrical systems; painting/restucco; window/door replacement; roof replacement/repairs; handicap accessibility renovation (wheelchair ramps); and driveway repairs. Repairs must be necessary and cannot include luxury upgrades. A home inspection by City staff is required.
The applicant must have owned the property for at least two years prior to applying for assistance.
The total gross income of all adult household members over age 18 must not exceed the income limits of the program. Income limits are based on family size and are revise annually by the United States Department of Housing & Urban Development (HUD).
Program income limits (as of April 2019)
For more information or an application, contact the CDBG Section at (562) 929-5951 or visit us in Room 12 at City Hall.
The following brochures are available by clicking the on the following links: